Erica's Fine Jewelry

4623 75th Street Kenosha, WI 53142

P: (262) 605-9229

Store Hours: Mon: 10am - 5pm Tue-Fri: 10am - 6pm Sat: 10am - 5pm


The Importance of a Qualified Jewelry Appraisal


Jewelry is recognized as transparent wealth. Seldom do we realize how inflation has impacted the current value of jewelry. That said, is your appraisal current and are you 100% covered? When you lose or damage a piece of jewelry, you lose something both valuable and sentimental. With proper documentation, the piece can be restored or replaced.

Some insurance companies require appraisals be done every two years. Check your policy to make sure you are properly insured. And remember, gold has reached a record high in September 2009.

There are many different types of appraisals. The most common is for your insurer in case your jewelry is lost or stolen (a retail replacement appraisal), and jewelry is the 3rd most stolen item in the U.S. There are also appraisals for estate, divorce, fair market value, conservatorship, barter, etc.

Getting your appraisal from a qualified professional makes a huge difference. In the following examples, one "appraiser" has a ring valued at $9,350 - but they were also the seller. That is considered highly unethical - appraising an item at a much higher value than what you sold it for, and does a tremendous disservice to the client. The second appraisal values the ring at $7000. Both make no mention of sales tax or includes the diamonds GIA lab report number. An accurate appraisal that reflects an honest market value is what an insurance company will pay for to replace depending on the policy, if there is ever a claim.

Poor Appraisal Example One

Poor Appraisal Example Two

Erica's Fine Jewelry Appraisal Example

Erica's Appraisal Experience & Qualifications

  • 10 years appraisal experience
  • Master Goldsmith / Platinumsmith / Silversmith
  • Graduate Gemologist (GIA)
  • Certified Gemologist (AGS)
  • Certified Gemologist Appraiser (AGS)
  • Full Member…National Association of Jewelry Appraisers (NAJA)
  • There are only 400+ CGA’s in North America and 80 of those are Goldsmiths, Erica is 1 of that 80.
  • Only 5% of retail jewelers are accepted as an AGS jeweler.

Notice: If you purchased jewelry or diamonds online, in "The Islands," or have an inflated/unprofessional appraisal from an unqualified jeweler, and you seek an inflated or erroneous appraisal for insurance purposes or to help sell your item, please seek another appraiser. - Erica

Erica's Portable Gem Lab Can Be Brought To Your Home or Office

Erica produces the most detailed appraisals. Her certification exam won her praise from Cos Altobelli, who is considered the top jewelry appraiser in the world.

Difference Between Certifications and Appraisals

An appraisal is usually performed by a trained professional operating in an individual capacity and assigns a value to the jewelry. Unlike a report generated by the reputable GIA or AGS labs, which does not assign value, the appraisal is only as accurate as training, skills, and tools of the appraiser.